How Much Debt Is Too Much?


Big, overwhelming, crushing. Small, manageable, insignificant.

There are many ways to characterize debt, but definitions are relative. What exactly constitutes “a lot of debt”?

“Any debt is too much if you can’t make the payments,”said Director of Consumer Education Gerri Detweiler. Missing payments can put a big dent in your credit scores, but throwing a large portion of your income toward debt will hurt your credit, too. “The higher your debt [to income] ratio, the less wiggle room …


Dan Wilcox

Dan Wilcox, Chief Lending Officer (406) 273-2400

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