Checking

Checking

With a checking account, the account holder can make draws against the balance with checks or a debit card. Balances in checking accounts may or may not earn interest. We offer a variety of checking account products designed to complement a range of lifestyles and needs.

Safe Kept Account

Our Safe Kept Checking account has no monthly fee, no minimum balance, and a minimum opening deposit requirement of $100. Interest is paid on balances over $500. Free check images available through online banking.

Distinguished Checking

With this account customers age 55 and over receive their first box of checks free, unlimited check writing, no monthly service charges, and no minimum balance requirements. A minimum opening deposit of $100 is required.

Regular Checking

This account requires a minimum opening deposit of $250. If the balance falls below $250, a monthly service charge of $4 plus $0.20 per check accrues per statement cycle.

Investment Checking

Interest is paid at a variable market rate, compounded monthly. A minimum opening deposit of $700 is required and if the balance falls below $700, there is a monthly service charge of $5.

Liquid Gold Checking

This account features a competitive variable tiered interest rate and requires a $10,000 minimum opening deposit and a $10,000 minimum balance to avoid a monthly service charge of $20. This account features free bank services including worldwide free ATM usage (5/month), unlimited check writing, free 3” x 5” safe deposit box, and free basic checks.