No matter what vision or goal you want to realize – a new car, snowmobile, or ATV – our Consumer Loan Officers can help you make your dream a reality. Contact a Consumer Loan Officer at your local branch for more information and to find out how to apply.
Need a safe vehicle for the whole family or a pickup with four-wheel drive for the winter? Then a vehicle loan, a short-term loan secured by a borrower’s vehicle, might be right for you. Vehicle loan terms usually vary between 12 and 60 months. In most cases, we require full overage of insurance on vehicles for the life of the loan.
If you are looking to add a little fun to your weekends and outdoor recreation, a short-term property loan secured by a motorcycle, ATV, boat, or recreation vehicle can help you. These loans general have terms between 12 and 60 months.
An unsecured (or signature) loan is supported by the borrower’s creditworthiness as well as his or her strength in total assets, rather than by collateral. To find out if you qualify for an unsecured loan, contact a Consumer Loan Officer to apply.
An overdraft protection loan is a line of credit which provides funds when a customer withdraws more money than he or she has in a deposit account. Overdraft protection loans transfer funds in $100 increments until the overdrawn account is positive.
CD/Savings Account Loan
With this type of loan, the borrowed funds are secured by deposit funds held at the bank. In most cases, the loan amount matches the funds of the CD or savings account. These loans have terms equal to or shorter than the term of the CD or hold placed on a deposit account. Borrowers often take advantage of this type of loan’s low interest rates when they have cash on hand, but do not want to spend it.